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March 1, 2024

Free Cancellation Insurance Add-on Service On Flight Tickets

10:11 am

Flight travel insurance is typically available as an add-on when purchasing an airline ticket, either directly from the airline or through the various third-party sites that you find online, which they offer at a discounted price at the time of purchase. Due to the lower plan limits compared to other options, flight insurance is considered “light” coverage.

Every insurance plan, including flight insurance, has a certificate that specifies what is covered in the event of an unexpected event and the maximum amount of coverage. This certificate describes the plan limits. It is important to understand these limits before your trip begins to avoid any confusion or misunderstandings at the time of claim.

What is flight insurance covered for?

Most travel insurance for flights cover only unexpected events related to your air travel. This policy generally covers flight delays, trip cancellation or interruption, and lost, damaged, or stolen luggage up to the plan limit.

It also covers you if you cannot fly on the day of your trip due to a documented medical condition. Keep in mind that because the limits are so low, there may be some gaps in coverage.

Eligibility:

  • The passenger must be at least three years old on the travel date. The maximum age on the date of travel is 70 years.
  • If you cancel your flight ticket at least one day (24 hours) before the scheduled departure date, you can claim flight cancellation insurance.
  • The fee will be assessed per passenger and per sector. For example, if you book a round trip, the price will be charged twice.

What is the process of flight insurance?

One of the essential things to remember when considering flight protection is that any benefits are secondary to any compensation you may receive directly from the airline. If conditions necessitated the delay or cancellation of your flight or if you had a claim for lost or stolen baggage.

You must file a claim with the airline first for compensation under the “carriage contract,” which includes your ticket purchase and outlines how the airline must refund or compensate you above your ticket cost in various situations. Your flight insurance policy would then cover the difference between what the airline paid you and the policy limit.

Should I purchase flight insurance?

While the cost of flight protection is low compared to other types of coverage, it is critical to consider the parts of your trip that follow your flight. Because of the lower maximum value and narrower range of covered events, flight insurance may leave you with coverage gaps if you have made a significant investment in your travel arrangements.

If you have a pre-booked excursion or non-refundable hotel costs, your total trip cost could easily exceed the plan maximum of airline insurance. Consider other travel insurance coverages to select a plan that meets your needs. You can insure your entire trip, including your flight, because comprehensive travel insurance may have higher limits on maximum plan value and a broader range of benefits.

For example, suppose you are injured while travelling. In that case, comprehensive travel insurance may reimburse you for covered medical expenses up to the plan limit and transportation to another hospital if the nearest one does not have the required facilities. All comprehensive plans also provide travellers with a 24-hour assistance line.

‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘

* Standard T&C Apply

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Are There Any Economical Travel Insurance Plans To Visit France?

10:10 am

France, one of the most travelled nations in the world, is renowned for its breathtaking scenery, mighty mountains, and vast vineyards. It combines delicious food, fashionable clothing, and fascinating culture. You will have the time of your life during your trip to France.

However, even a minor setback can instantly ruin your trip. You might lose your passport while wandering the streets of Bordeaux, or you might miss your flight to Paris. The best way to handle such difficulties without suffering a financial loss is to carry a travel insurance with you for your vacation.

Before leaving on your trip, you must buy travel insurance for France. Since France is a member of the Schengen Agreement, your application for a visa may be rejected if you are not insured.

 

Advantages of French Travel Insurance

Your travel insurance covers the financial consequences of unplanned events that happen while you’re travelling. Here are some of the top advantages of having travel insurance for France:

  • Provides cashless hospitalisation, emergency medical help, ambulance fees, etc.
  • Covers delayed and cancelled flights
  • Provides baggage-related benefits, such as coverage for lost, delayed, or damaged checked-in baggage
  • Covers the cost of medical evacuation and repatriation
  • Shields you from any legal obligations to third parties while travelling in France
  • Provides support locally if you need it
  • Covers personal accident and COVID-19-related expenses, including medical treatment and quarantine
  • Offers automatic extension in case of crisis

If your insurer doesn’t offer all of these perks, verify the policy details before making a purchase. When purchasing travel insurance for France, you can select from various travel insurance options on the market. You may alter your travel insurance plan to fit your specific requirements.

Why would someone from India to France need travel insurance?

Every traveller desires to visit France. But if you are in a crisis while travelling, this dream could quickly become a nightmare. Imagine that you were riding the train and someone took your wallet. Or what if you fall ill or are harmed while visiting France? As if that weren’t enough, anyone travelling to France is subject to travel hazards, including airline delays, lost luggage, etc.

If you encounter these problems while visiting France, you’ll lose a lot of money. In France, getting sick or hurt might result in hospitalisation and medical costs, which can significantly raise your trip budget. Similarly, if any emergency were to take place during your trip such as a terrorist attack or a natural calamity, evacuating from France could cause you financial burden more than you expect.

Having France travel insurance is the only way to protect yourself from suffering significant financial losses due to an emergency encountered while visiting France. You can easily buy travel insurance online for Europe or France specifically and save yourself from the hassles.

Most of the time, travel insurance for France includes coverage for unforeseen circumstances like unexpected medical costs, flight delays, cash for an emergency, lost luggage, medical evacuation, trip cancellation, lost passport, missed connection flight, repatriation of remains, accidental death & disability, etc.

All Indian citizens must purchase travel insurance for France per the France visa requirements. You must obtain travel insurance for France whether you travel for business or to see a family member, or for a vacation. The coverage offered by the policy offers you the financial assistance you need from unpredictable circumstances.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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