March 22, 2025

Luis Horta e Costa: Arquiteto de Inovação no Setor Imobiliário Sustentável de Portugal

4:42 am

No coração da revolução sustentável que está transformando o mercado imobiliário português, encontramos Luis Horta e Costa, um visionário cuja abordagem inovadora está redefinindo os padrões do setor. Como cofundador da Square View, Horta e Costa tem sido instrumental na fusão entre luxo, sustentabilidade e preservação histórica, criando projetos que não apenas atendem às demandas do mercado atual, mas também antecipam as necessidades futuras.

Portugal, um país com uma rica herança de conservação ambiental que remonta a 1209, com suas leis de proteção aos sobreiros, agora se destaca no cenário global de sustentabilidade. Figurando entre os 20 primeiros no Relatório de Desenvolvimento Sustentável da ONU, o país tem implementado políticas ambientais progressistas e iniciativas de reflorestação que servem de modelo para o mundo.

Neste contexto de consciência ambiental, Luis Horta e Costa e a Square View estão na vanguarda de um movimento que busca harmonizar o desenvolvimento imobiliário com os princípios de sustentabilidade. Um exemplo notável desta abordagem é o projeto AZO em Cascais. “Sustentabilidade, estacionamento para carros elétricos e muitas áreas verdes fazem parte do projeto AZO”, explica Horta e Costa, evidenciando o compromisso da empresa com práticas construtivas responsáveis.

O AZO não é apenas mais um empreendimento de luxo; é um testemunho vivo da visão de Horta e Costa para o futuro do setor imobiliário. Localizado na encantadora Cascais, conhecida como a Riviera Portuguesa, o projeto oferece 18 apartamentos que se integram perfeitamente à paisagem local. “O AZO nasceu de muita criatividade, pequenos detalhes e materiais, escolhidos com dedicação e a pensar na satisfação do cliente”, acrescenta Horta e Costa, destacando a atenção meticulosa dada a cada aspecto do desenvolvimento.

Mas a inovação de Luis Horta e Costa não se limita a novas construções. A Square View tem se destacado também na reabilitação de edifícios históricos, uma tendência crescente no mercado imobiliário português. “Penso que a história é essencial nas nossas vidas”, afirma Horta e Costa, enfatizando a importância de preservar o patrimônio arquitetônico enquanto o adapta às necessidades modernas.

Esta abordagem de reabilitação não é apenas uma questão de preservação histórica, mas também uma estratégia econômica e ambiental inteligente. Pedro Megre, diretor executivo da UCI Portugal, observa que a reabilitação imobiliária pode ser mais acessível financeiramente e contribuir para a redução das emissões de carbono quando se considera a eficiência energética.

O impacto das iniciativas de Luis Horta e Costa se estende além de projetos individuais. Lisboa, onde a Square View tem sua base, subiu para o 11º lugar entre as cidades europeias mais atrativas para investimentos imobiliários em 2023. “Adoro Lisboa porque há muitos lugares bonitos para visitar”, diz Horta e Costa, refletindo o charme que atrai investidores de todo o mundo.

Apesar do cenário otimista, o setor enfrenta desafios. A incerteza global, alimentada por eventos como o Brexit, a pandemia e conflitos internacionais, introduziu um novo normal de turbulência econômica. No entanto, Portugal mantém vantagens únicas. Pedro Megre destaca a posição geográfica privilegiada do país, sua segurança e qualidade de vida como fatores que continuam a atrair investidores, especialmente americanos.

Olhando para o futuro, Luis Horta e Costa e a Square View não mostram sinais de desaceleração. Um novo projeto em Melides promete ser mais um exemplo de construção ecológica, com foco em mobilidade sustentável. Este empreendimento reflete o compromisso contínuo de Horta e Costa com a inovação no setor imobiliário.

A visão de Luis Horta e Costa vai além do simples desenvolvimento imobiliário; ela representa uma mudança fundamental na forma como pensamos sobre construção e habitação. Ao integrar práticas sustentáveis, preservação histórica e luxo moderno, Horta e Costa e a Square View estão não apenas construindo propriedades, mas moldando o futuro do mercado imobiliário português.

Em suma, o trabalho de Luis Horta e Costa no setor imobiliário português é um testemunho do poder da inovação e do compromisso com a sustentabilidade. Seus projetos, desde o AZO em Cascais até as reabilitações em Lisboa e os futuros desenvolvimentos em Melides, não são apenas exemplos de excelência em construção, mas faróis de um futuro onde o desenvolvimento imobiliário e a consciência ambiental caminham de mãos dadas. À medida que Portugal continua a se destacar no cenário global de sustentabilidade, o trabalho visionário de Horta e Costa serve como um modelo inspirador para o setor imobiliário em todo o mundo.

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Investing in healthcare: The best healthcare ETFs

9:19 am

India’s healthcare sector has been experiencing significant growth in recent years, driven by factors such as a growing and ageing population, increasing disposable incomes, and a greater emphasis on preventive and curative care. This presents an attractive opportunity for investors looking to capitalise on the sector’s potential. One way for investors to gain exposure to the healthcare industry is through Exchange-Traded Funds (ETFs).

Healthcare ETFs offer a diversified and cost-effective way to invest in a basket of healthcare-related stocks, rather than trying to pick individual winners. This article explores some of the best healthcare ETFs available to investors.

ICICI Prudential Nifty Healthcare ETF

The ICICI Prudential Nifty Healthcare ETF is a passively managed ETF that tracks the Nifty Healthcare Index. It provides investors with exposure to a diverse range of healthcare companies, from pharmaceutical giants to hospital operators. The fund has a relatively low expense ratio of 0.15%. Some of the top holdings in the fund include Sun Pharmaceutical Industries, Dr. Reddy’s Laboratories, and Apollo Hospitals Enterprise.

Nippon India Nifty Pharma ETF

The Nippon India Nifty Pharma ETF is one of the largest and most well-established healthcare ETFs in India. It tracks the Nifty Pharma Index, which includes a diversified mix of companies across the healthcare value chain, including pharmaceuticals, hospitals, and diagnostic services.

Motilal Oswal BSE Healthcare ETF

The Motilal Oswal BSE Healthcare ETF is another popular healthcare-focused ETF in India. It tracks the BSE Healthcare Total Return Index and has an expense ratio of 0.22%. It provides investors with exposure to a diverse range of healthcare companies, with some of the top holdings in the fund being Sun Pharmaceutical Industries, Cipla, and Dr. Reddy’s Laboratories.

Mirae Asset Healthcare Fund

The Mirae Asset Healthcare Fund is a newer addition to the Indian healthcare ETF market. It tracks the BSE Healthcare Index, providing investors with exposure to the broader healthcare sector. It holds stocks across sectors like hospitals, speciality chemicals, medical equipment, and diagnostics.

Factors to consider when choosing a healthcare ETF in India

Diversification: Look for ETFs that provide exposure to a wide range of healthcare companies, across different sub-sectors and market capitalisations.

Expense ratio: Choose ETFs with low expense ratios, as this can have a significant impact on your long-term returns.

Performance: Consider the historical performance of the ETF, as well as its risk-adjusted returns.

Sector exposure: Depending on your investment goals, you may want to focus on specific healthcare sub-sectors, such as pharmaceuticals, medical devices, or hospital services.

Fund size and liquidity: Look for ETFs with a large asset base and high trading volume, as this can help ensure that you can buy and sell units easily.

Conclusion

 

The healthcare sector in India presents an attractive investment opportunity for investors looking to capitalise on the industry’s growth potential. Healthcare ETFs offer a convenient and diversified way to gain exposure to this sector.

When choosing a healthcare ETF, it’s important to consider factors such as diversification, expense ratio, performance, sector exposure, fund size, and liquidity. By doing your research and selecting the right ETF, you can potentially benefit from the growth of the Indian healthcare industry.

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Why Dubai Remains a Top Destination for Property Investment in 2024

10:25 am

Dubai is known as a growing hub for real estate investments. With its modern infrastructure, favorable business environment, and strategic location, the city attracts investors worldwide. In 2024, Dubai remains one of the popular destinations for property investment, offering various benefits and opportunities. In the following section, we will explore why Dubai real estate investment opportunities are fascinating and why you should consider investing in one.

Growing Economy and Strategic Location

Dubai’s position as a key global trade hub between the East and West has increased its economic growth. The city’s economy has extended beyond oil, with major contributions from tourism, finance, and technology. As a result, it offers a solid foundation for real estate investments. Investors feel confident knowing the market will continue to grow in the coming years. Some key factors that highlight Dubai’s economic strength and strategic location include:

  • Diversified Economy: Key sectors such as tourism, banking, and technology now contribute more to GDP than oil, ensuring long-term stability.
  • Infrastructure Growth: Dubai invests in advanced transport systems and airports that help boost accessibility and business activities.

High Rental Yields and Capital Appreciation

Dubai’s real estate market has always offered its customers high rental yields compared to other global cities. People investing in this city can get rental returns between 6% and 8% annually, significantly higher than in cities like London or New York. So, if you are looking to buy Dubai properties, do your research and find which real estate gives you an increased ROI.

Besides, the city has seen good capital appreciation over the years. Its property values have risen due to increased demand, limited supply in key areas, and the introduction of investor-friendly regulations. With continued growth expected in 2024, investing in real estate can lead to significant capital gains, making it one of the best real estates in Dubai options.

Tax-Free Returns on Investments

One of the biggest reasons why Dubai remains a top destination for property investment is its tax-friendly environment. Unlike many other cities, Dubai does not impose property taxes or capital gains taxes on real estate. This creates a highly attractive opportunity for investors looking to increase their profits without the burden of high taxes. Here are some key tax benefits of investing in Dubai real estate:

  • No property taxes: You won’t pay annual taxes on the property you own, making it easier to maintain.
  • No capital gains tax: When you sell your property for a profit, you get to keep all the earnings.
  • No rental income tax: For those investing in rental properties, your rental income isn’t taxed.
  • No inheritance tax: Properties can be passed down without any additional tax burdens.

Diverse Range of Property Options

Dubai offers a wide variety of properties to suit different investor needs. From luxurious villas in exclusive neighborhoods to affordable apartments in growing areas, there is something for everyone. This diversity ensures that investors can find property in Dubai that fits their budget, whether they are looking for a high-end investment or a more affordable entry point.

The city’s real estate market also caters to both residential and commercial investors. Whether you are looking for a holiday home, a permanent residence, or a commercial space, it offers a variety of options across its diverse property landscape.

Investor-Friendly Regulations

Over the years, Dubai’s government has implemented numerous reforms to make the real estate sector more investor-friendly. The introduction of long-term visas, such as the 10-year Golden Visa, and property-linked residency programs have made the city even more appealing to foreign investors.

Additionally, Dubai’s legal framework ensures transparency and security for investors. Regulatory bodies like the Real Estate Regulatory Agency (RERA) ensure that developers and real estate agents follow the rules. With these favorable regulations, Dubai remains a safe and secure destination for property investment.

Dubai continues to offer a profitable real estate investment opportunity in 2024. With a strong economy, high rental yields, diverse property options, and investor-friendly regulations, the city remains a top destination for investors. So, what are you waiting for, start your real estate investment today and get a high return on investment.

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